Oregon Auto Insurance Claims: Working With Your Insurance Company After a Collision
When we first take on a new auto personal injury case for for a client, we work hard to make sure that you are getting the insurance benefits you deserve. This is usually from your own auto insurance company under the personal injury protection coverage (also known as "PIP").
PIP coverage is a disability and medical insurance policy for anyone injured in an Oregon insured car. Fault is not the issue. Many times, the PIP disability benefit is the only thing keeping a disabled accident victim afloat while recovering from an injury.
Even though this benefit is an issue of paying the rent and the bills, insurance adjusters just do not get it. They are trained to deny payment without documentation, and there is no way around it. That is why it is important to have your doctor document your disability, and with specific information. You need to have the doctor spell out when the disability began, that is was caused by the wreck, and that you will be seen within a period of time (usually about thirty days) to re check your disability status.
The irony is that in Oregon, the insurance company paying these benefits will usually be reimbursed for what it provided to you. We find that the first task in helping many of our clients is fighting for benefits from our clients’ own insurance company.
